Interactive calculator • updated June 2026
Rent affordability calculator for Europe
Estimate a safe monthly rent range from net income, other costs and a reserve target for Poland, Germany, Romania, Czechia, Spain and Portugal.
Reviewed: June 2026Planning estimateNot official advice
Free planning calculatorSafe rent range— Rent share of income— Money after rent and costs— Verdict—
Enter your numbers
Use local currency values for the selected country. The result is a planning estimate, not a legal, tax, payroll or financial recommendation.
How to read the result
The calculator is designed to show pressure on your budget, not to produce an official answer. A good result should leave room for food, transport, bills, documents, unexpected costs and a small emergency reserve.
- Use net income when the form asks for take-home pay.
- Keep rent and fixed costs separate.
- Compare at least two scenarios before moving or signing a lease.
Next useful tools
After this calculator, continue with another tool to see the full picture.
FAQ
No. It is a simplified planning tool. Use official sources or a qualified adviser for formal decisions.
Enter values in the local currency of the country selected in the form.
Yes. It is useful for a first budget screen, especially when combined with the country salary and rent calculators.
Household bills
Plan household bills before you compare rent
Use the utilities cluster to estimate electricity, heating, water, internet and fixed home costs. It helps turn advertised rent into a more realistic monthly housing cost.
Plan transport cost too
Before choosing a cheaper apartment or a longer commute, compare car cost, fuel and transport pressure with your net salary.
Official data and verification
Use the calculator as a planning estimate and verify current figures, definitions and rules with official statistics before making a financial decision.