Check the full housing cost
After setting an income target, add bills, rent and first-month costs before accepting an apartment or job offer.
Income planner - updated July 2026
Salary needed to live calculator
Build a realistic monthly income target from rent, bills, food, transport and savings. See the net amount first, then use the gross guide as a starting point for a country-specific salary check.
Updated: July 2026Planning estimateCountry payroll varies
Income planner
What net salary do you need each month?
Enter a realistic personal budget. The result is a planning target, not a tax calculation, job offer or affordability guarantee.
Required net income-
Regular costs-
Rough gross guide-
Housing share-
Your plan leaves room for the savings goal you entered. Verify a job offer with the local net salary calculator before making a housing decision.
Use the target as a decision tool
Compare the required net result with a real offer, then test lower and higher rent scenarios. A healthy plan should still include a reserve.