Move-in planner - updated July 2026

Rental deposit calculator

See the cash you may need before you get the keys: deposit, first rent payment, optional agency fee and setup costs. Then turn the total into a monthly savings target for Europe.

Rental deposit calculator
Calculate rental deposit, first month of rent, agency fee and setup costs before moving in. Build a realistic move-in savings target for Europe.
Updated: July 2026Planning estimateCheck the contract and local tenant guidance before any payment.
Free move-in planner

Estimate your first rental payment

Enter the terms from the listing or draft contract. This is a planning estimate, not a statement of local tenancy law.

Deposit for landlord-
Deposit + first month-
Full move-in cash-
Save each month-

The move-in target is spread over your chosen timeline. Keep a small buffer beyond this amount for contract changes or delayed bills.

Checklist

Use the result before you sign

  1. Ask the landlord what the deposit covers and when it is returned.
  2. Confirm whether the first rent month is paid on the key-handover date.
  3. Keep agency, utility connection and furnishing costs separate from the deposit.
  4. Compare the final move-in cash with your emergency reserve, not only your monthly income.
Next step

Moving checklists

The advertised rent is rarely the whole first payment. A deposit can equal several months of rent, and agency, furniture, transport, connection or meter costs can arrive before the first salary after a move.

Moving checklists

FAQ

No. Deposit limits, payment rules and return conditions depend on the country, city, contract type and property. Enter the amount stated in your listing or draft contract.

Yes. The full move-in cash result combines the deposit, first month of rent, an optional agency fee and your own one-time setup costs.

Use the calculator to plan your cash, but verify the landlord, property, payment instructions and contract before sending money.