Interactive calculator • updated June 2026

Heating cost calculator

Plan a seasonal heating reserve. This is useful when rent excludes gas, district heating or annual energy settlement.

Heating cost calculator dashboard
A planning tool for housing costs beyond advertised rent.
Reviewed: June 2026Planning estimateProvider-specific bills vary
Free planning calculator

Enter your household numbers

Use the selected country currency. The result is not an official tariff quote and should be checked against your contract, provider and meter readings.

Heating season total
Average per year month
High-use buffer

Heating is highly building-specific. Use this only as a reserve planning tool.

Common mistake

Many people compare only the rent number. The better comparison is rent plus electricity, heating, water, internet, building fees and expected seasonal reserve.

Next step

After you estimate bills, check whether the full housing cost still fits your salary and monthly budget.

Run affordability check

FAQ

No. Use it as an early planning estimate, then check the provider tariff, landlord information, meter readings and building-specific charges.

Enter only the extra costs you pay separately. If the landlord charges an advance, use the advance as a fixed home cost and keep a settlement buffer.

Energy prices depend on wholesale markets, taxes, network costs, regulated elements, provider tariffs and building consumption patterns.

Official data and verification

Use the calculator as a planning estimate and verify current figures, definitions and rules with official statistics before making a financial decision.