Commuting cost calculator
Cost share of salary—
Hours per month—
Annual commute cost—
A cheaper rent can become less attractive if commuting cost and time are high.
Transport costs • updated June 2026
Commuting cost calculator
Check whether a longer commute is still worth it after transport cost, time and rent savings.
Reviewed: June 2026Planning estimateTransport costs vary by city and contract
Fuel is only the start
Real car cost also includes insurance, maintenance, parking, tyres, annual fees and depreciation.
Distance changes rent decisions
A cheaper apartment outside the centre may lose its advantage when daily commuting is expensive.
Compare with public transport
Use car cost next to monthly tickets, commute time and housing cost before choosing a location.
Monthly transport budget checklist
| Cost item | Why it matters |
|---|---|
| Fuel or electricity | Changes with distance, consumption and prices |
| Insurance | Often fixed monthly pressure even when the car is unused |
| Parking and tolls | Can be decisive in large cities |
| Maintenance reserve | Repairs and tyres usually arrive in irregular spikes |
| Public transport alternative | Useful benchmark before choosing a flat far from work |
Use transport cost with rent and salary
Check the car budget, then compare it with rent affordability, utilities and the monthly budget calculator.
Official data and verification
Use the calculator as a planning estimate and verify current figures, definitions and rules with official statistics before making a financial decision.